Finance · Credit Risk · Data Analytics
I explore how financial data can explain risk, evaluate businesses, and support better financial decisions.
I'm pursuing an MBA in Finance & Data Science and AI at Woxsen University, Hyderabad. I use this profile to document practical projects at the intersection of finance, analytics, and technology.
Profile
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- Credit Risk Modelling & Credit Scoring
- Financial Statement Analysis & Valuation
- Investment & Mutual Fund Analytics
- Banking, Fintech & Financial Markets
An end-to-end credit risk modelling project exploring borrower default prediction, credit scoring, model explainability, and risk-based lending decisions.
| Metric | Result |
|---|---|
| Dataset | 150,000 borrowers |
| Scorecard AUC | 0.858 |
| XGBoost AUC | 0.867 |
| Simulated bad-loan rate | 6.7% → 3.4% at the evaluated approval cutoff |
Tools: Python · XGBoost · SHAP · Streamlit
- B.Tech in Electrical Engineering
- Patent filing: EV Range Optimization System